Diana Hyita Waiters-Ralston
of the American Family Mutual
Insurance Company presented
me with a check for $500
Below are 2 views of our clinic, which is ready to start treating patients when funding is complete.
As a former health care provider, I firmly believe that all Americans should have access to health care. By this I mean; an insurance plan not socialized medicine. We need a public option plan that would be available to those unable to qualify for a private one whether for reasons of a pre-existing illness or their inability to pay for a private plan.
Over the last two decades the cost of health insurance has sky rocketed, while actual coverage has fallen greatly.
I recently attended a healthy care seminar where the instructor recalled an event that happened to him some twenty years ago. To provide payment for his treatment, a patient produced an insurance card that provided for a $500 deductible. He recalled being literally outraged at the fact that any insurance company would ask for such a high deductible. Today the story is quite different, rarely ever does one see a deductible as low as $500, the more common type ranges between $1500-$5,000 and then you often need to receive a prior approval before being treated for all but the most simple procedures.
The plan I have in mind would be similar in scope to Medicare and provide for optional supplemental programs. Unlike Medicare this plan would be available to all ages at a cost based on one's current annual income. The plan would be administered by the government and or a private insurer awarded through an open bid system according to to the plan’s specifications.
In the meantime I've created the non-profit known as MiniCare to provide low cost primary care doctor visits ($22) to anyone regardless of their economic circumstances. It does not require or accept any insurance and is not government funded. The plan could easily be used as a model in conjunction with a government sponsored plan.